Motorcycle insurance

Motorcycle insurance and GPS tracker: the effective solution to pay less?

By Jack Dancède , on 29 November 2024 - 5 minutes to read
Tracking GPS Motorcycle and Insurance

Protecting your motorcycle while reducing your insurance costs is possible thanks to the use of a GPS tracker. By equipping your two-wheeler with this device, you improve its safety against theft and you can benefit from financial advantages from certain insurers, in particular Solly Azar, specialist in 2-wheel insurance.

Why invest in a GPS tracker to secure your motorcycle?

A GPS tracker is much more than just a location tool: it is a real ally for the anti-theft protection of your motorcycle. Here are some of the key benefits:

  1. Enhanced security against theft
    In the event of theft, a GPS tracker makes it possible to track the position of your motorcycle in real time, greatly increasing the chances of rapid recovery (by law enforcement). This also deters thieves who increasingly know that such a device complicates their task.

  2. Reduction of insurance premiums
    The insurance premium is the amount you pay regularly (monthly or annually) to your insurer for coverage. By equipping your motorcycle with a GPS tracker, you reduce the risk of theft, which incentivises insurers to offer lower premiums. A better protected motorcycle means less cost for the insurer, which can result in significant savings for you.

  3. Lower the amount of your deductible
    The deductible is the amount that remains at your expense in the event of a claim covered by your insurance. For example, if your deductible is €300 and the cost of repairs is €1,000, the insurer reimburses €700. By installing a GPS tracker, some insurers, such as Solly Azar, propose to reduce or even cancel this deductible in certain situations, in particular in the event of theft. This constitutes a significant financial advantage in the event of an incident.

  4. Practical features
    Some GPS trackers offer additional services such as alerts in case of suspicious movement, the possibility to configure secure areas (GPS geolocation) or usage reports to analyse your journeys.

Focus on the partner advantages of motorcycle insurers

For example, taking out motorcycle insurance with Solly Azar, you can benefit from exclusive offers through their partners. Here are two examples that illustrate these benefits:

  • 150 € free and 0 € free flight : with the purchase of a tracer GPS Flashbird and taking out Solly Azar 2-wheel insurance, you completely eliminate the deductible in case of theft, while benefiting from a reduced premium.
  • A €43 discount on the Pro Invoxia GPS pack : get this device at the exceptional price of 129 € instead of 172 €, a nice economy to secure your motorcycle. In addition, for the purchase of the Invoxia GPS, you will also benefit from the exemption from the exemption.

These offers, together with tailor-made guarantees, show Solly Azar’s commitment to motorcyclists who want to ride in complete peace of mind. To discover all their solutions and benefits, go to their dedicated page: more information.

How to choose a GPS tracker adapted to your motorcycle?

Before investing in a GPS tracker, here are some important criteria to take into account:

  1. Battery life
    Choose a model that can operate for several days without recharging. High-end models sometimes include low-battery alerts.

  2. Discreet installation
    An invisible tracker further discourages thieves. Some models are designed to hide perfectly in the frame or accessories of the motorcycle.

  3. Connectivity
    Opt for a device that offers real-time alerts via a mobile app. Some tracers also make it possible to configure secure areas: you receive an alert if your motorcycle leaves a defined perimeter.

  4. Assurance and compatibility approval
    Make sure that the tracer meets the criteria imposed by your insurer. Models such as the Flashbird and the Invoxia GPS Pro are often recognised for meeting these requirements.

 

To discover the most efficient models adapted to your use, consult our Comparison of the Best Motorcycle GPS Trackers.

Biker with telephoen GPS tracker
Some GPS trackers also make it possible to record journeys or automatically prevent relatives in the event of accidents.

The long-term benefits for bikers

While the purchase of a GPS tracker represents an initial investment, the savings from reduced insurance premiums and deductibles make it a cost-effective solution in the long run. In addition to the financial benefits, these devices offer you valuable peace of mind, allowing you to ride serenely knowing that your bike is well protected.

Find out more about stakeholders in the insurance sector, their roles and the remedies available in the event of a dispute, consult the website of the Ministry of Economy. This site provides useful information on the relationship between policyholders and insurers, as well as the mediation mechanisms available.

Avatar photo

Jack Dancede

Founder of Freenduro.com since 2002, I am editor-in-chief, field photographer and enduro bike tester. With more than 20 years of experience in the sector, I have carried out hundreds of product tests on motorcycles, pilot equipment, and many accessories. My passion for enduro and my field experience have allowed me to create a site that has become an essential reference for amateurs and professionals alike. By regularly sharing detailed field trials, relevant news and technical advice based on my experience, I strive to offer enthusiasts the best possible content.

See the publications of this author

Comments

Leave a comment

Your comment will be revised by the site if needed.